Why Not Ask Anyway?
Buying a house in today's impossible market
Joanna's notes
5/13/20263 min read


After 8+ years of renting, actually longer than our entire marriage... we finally bought a house.
Even typing that sentence still feels strange.
For years, homeownership felt like something that happened to other people, people with perfect timing, bigger savings accounts, or individuals who knew the definition of escrow without Googling it first. Meanwhile, we renewed leases, watched rent climb higher every year, and quietly wondered if we had somehow missed our chance.
The housing market certainly didn’t help.
Every headline sounded worse than the last. Mortgage rates. Bidding wars. Cash offers. Houses selling in hours. I’d scroll through listings only to see “pending” stamped across homes before I even had time to imagine where the couch would go. We put an offer on one cute little house, offering full asking price, only to be rejected because someone offered the seller an extra $10,000. Sigh. At some point, searching for a house started feeling less exciting and more emotionally exhausting.
Still, we kept looking.
Not because we were overly confident, but because we were tired of feeling stuck. Tired of paying someone else’s mortgage. Tired of wondering if “someday” would ever actually show up.
And then we found the house. Or maybe it found us... (It wasn't even on our list of homes to see, but our angel realtor took us to see it on a "whim".)
Not a mansion. Not a Pinterest-perfect dream home... probably the exact opposite in fact. Just a house that felt possible. The kind of place where you can imagine ordinary life happening, grocery bags on the counter, shoes by the back door, bird feeder in the yard, coffee in the soft morning light.
We loved the house, but didn't love the price.
But here’s the part that still feels unbelievable: we made a ridiculous offer that was $15,000 below asking price and asked the seller to pay $5,000 toward closing costs, plus pay our realtor's commission and also a one year home warranty.
In this market.
Truthfully, even writing that sounds ridiculous.
Our realtor told us... "Honestly, the house is already a little below normal price per square foot and I don't think the offer will be accepted. But why not ask anyway?"
Somehow, against all odds, they accepted.
No bidding war. No dramatic counteroffer. Just… accepted.
I don’t use the word miracle lightly, but it genuinely felt like one.
Not because everything magically became easy after that. Trust me, the process still came with stress, paperwork, inspections, anxiety, and approximately 400 moments where I wondered if something would fall through at the last second. Buying a house is somehow both exciting and nauseating at the exact same time.
But underneath all of that was gratitude.
Because after years of feeling locked out of the idea of homeownership, something finally worked in our favor. It was God's timing.
I think people don’t talk enough about the emotional side of renting long-term. The weird in-between feeling of wanting roots but never fully planting them. Trying not to get too attached to spaces that are never really yours. Wondering if you should buy furniture for the apartment you’re in now or save for a house you may never get.
There’s a quiet kind of weariness that builds over time.
Walking into a home that belongs to us still feels surreal. Sometimes I catch myself looking around and realizing that we can replace the cabinets if we want to. We can paint the walls without worrying about losing a deposit. We can stay.
That word means more than I expected it to.
If you’re currently stuck in the cycle of renting and discouraged by the market, I get it. Truly. There were so many moments where buying a home felt impossible for us too.
And maybe that’s why this experience feels so meaningful.
Not because we “won” at real estate. Not because we timed the market perfectly. But because in a season where everything felt stacked against ordinary people, something good still happened. I personally believe God worked in our favor.
Keep asking, keep seeking, keep knocking.
Sometimes life surprises you.
Sometimes the impossible offer gets accepted.
And sometimes, after years of waiting, you finally get the keys.